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Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Suwanee, Lawrenceville and Lake Lanier real estate agent to offer services such as these.

Once you fill out the form, I will quickly process your information and get right back to you!

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation...

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School Reports in Suwanee, Lawrenceville and Lake Lanier, Georgia

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Georgia Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

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Buying Land and New Construction >New Homes

Buying a house that is under construction gives you the opportunity to customize your new home by adding special features to the basic home. When deciding on additional features, consider how they will affect the re-sale value of the home and whether these additions will over-improve your home.

Money spent to improve and modernize kitchens and bathrooms is almost always a good investment. Granite and corian counter tops, side-by-side refrigerators, tile flooring and whirlpool tubs are popular upgrades. If the builder's standard flooring for the living room, dining room or foyer is linoleum, changing to hardwood or tile will increase the resale value of the home. And even if you don't enjoy sitting around a roaring fireplace, the next owner may want one. If you plan to finish the basement later, you may want to "rough-in" the plumbing for a bath during the original construction. You should consider your own enjoyment--and what will increase the value of your home when you sell.

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Q	What does the term ARM stand for?
A	An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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Freda Kalina, REALTOR®, real estate agent and broker for Suwanee, Lawrenceville and Lake Lanier Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Freda Kalina
RE/MAX Greater Atlanta
1605 Buford Drive
Lawrenceville, GA 30043
770-945-2645
Fax: 678-804-1871
Toll Free: 877-288-9838
fredakalina@NUMBER1EXPERT.com
I love being a realtor! It is always exciting for me to be with to be with a buyer when they walk into a home and their face lights up as they realize they have found their next home! I have experience, knowledge and enthusiasm that buyers and sellers really appreciate. My professional designations include CRS, ABR, E-Pro, and Cyber Pro. When I am not working, you will find me enjoying time with my three sons, traveling, and entertaining family and friends. Thank you for visiting my web site, and please don't hesitate to contact me with any and all of your real estate questions.

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